The easy-to-open account.

Open within minutes.
With no hidden fees.
And no compromise on quality.

Open an account now

100 % quick online sign-up

No minimum income required

IBAN within 24 hours

Straightforward fees

Over 650,000 individuals and professionals have chosen Sogexia.

Illustration Plus de 650 000 particuliers et professionnels utilisent Sogexia au quotidien.

"It's my main account. Easy to set up, simple and effective user interface. I don't need anything more. Thank you Sogexia."

Ludovic

Rennes

“I used to use prepaid cards, but now that I'm with Sogexia, I can manage everything online and the limits are much better. A serious company. I recommend them."

Thierry

Pointe-à-Pitre

"A trustworthy service that I've been using for several years to receive my social security benefits. Setting up an account is very easy and the customer service is responsive and helpful."

Michel

Nantes

"I often receive payments in cash. Sogexia allows me to deposit them directly into my account in a secure way and manage my finances from the app.”

Christophe

Paris

“I was able to deposit my capital without a hitch and received my certificate in less than 24 hours. I was able to start my demolition business with total peace of mind.”

Juan

Aubervilliers

"I had a question about using my Metal card abroad. Customer service gave me an immediate, clear and detailed answer."

Ingrid

Luxembourg

An account you can always count on.

100% online account

Manage your account easily on your computer or telephone, wherever you are, at home or on the go.

French and Luxembourg IBAN

Use one or the other as you wish, to receive money, make transfers, or simply to pay.

Mastercard cards

Debit cards that are accepted all over the world, with high limits and premium insurance.

Rates with no hidden surprises

100% pay-as-you-go. No overdrafts, no premiums, no hidden fees.

Your money is safe

Founded in 2010, Sogexia is a registered payment institution that does not speculate with your money.

Easy to reach customer service

Get a quick answer to your question by phone or email 6 days a week. Our team is here to help.

How to open an account.

Open your account online today - there's no need to make an appointment. You're welcome, whatever your income or nationality.

Enter your details.

Send your documents electronically via your customer area.

Your account is open: you'll receive your IBAN straight away.

Choose your card and receive it in the mail.

Open an account

A person holding a phone with a screen showing a website.

The power to manage everyday life with ease.

Real-time operations

Free card locking and unlocking

Budget tracking and alerts

Unlimited account history

Free transfers between Sogexia accounts

Cash deposits up to €1,500 / month

Capital deposit with no conditions

B2B SEPA Direct Debits

Accounting exports with unlimited history

Factoring

Point-of-sale terminals

Cash deposits up to €9,500 / month

Save up to 20% every day!

Payez moins pour vos courses et vos loisirs chez plus de 1 400 marques. Vous pouvez même multiplier vos avantages grâce aux e-cartes cadeaux, codes promos et bons plans !