Our offer includes free of charge

  • A payment account
  • Outgoing transfers, direct debits and payments in Euros
  • Account and card management
  • A web and smartphone online portal
  • E-statements and real time transactions
  • The spending analysis tool
  • Customer service by email and phone
  • An access to the Sogexia Club

100% pay-as-you-go pricing: no commitment or subscription required


Personal


Business

Payment account
Account opening FREE FREE
Unlimited transaction history FREE FREE
Account management
An account inactivity fee of 3€/month will be charged after nine months of complete inactivity
FREE FREE
Manual intervention FREE FREE
Rejected bank transfer FREE FREE
Outgoing bank transfer FREE FREE
Direct debit (receipt and rejection) FREE FREE
Incoming instant transfer from another Sogexia account FREE FREE
Incoming bank transfer
This is the main source of fees.
We have replaced the usual flat fees with a simple fee that is fair to all and only due if you use your account.
Amount (€) Fee
2.00%
≥ 11,000 1.25%
≥ 55,000 1.00%
≥ 150,000 0.80%
≥ 300,000 0.60%
≥ 750,000 0.45%
≥ 1,500,000 0.30%
≥ 3,000,000 0.20%
Montant (€) Frais
1.25%
≥ 55,000 1.00%
≥ 150,000 0.80%
≥ 300,000 0.60%
≥ 750,000 0.45%
≥ 1,500,000 0.30%
≥ 3,000,000 0.20%
Deposits in cash 0.90€ + 4.00% 0.90€ + 4.00%
Deposits by credit card 2.50% 2.50%
Mastercard® cards (classic)
Activation of the card from the online portal and PIN delivery FREE FREE
Payment in points of sale and online FREE FREE
Card opposition FREE FREE
Card locking/unlocking FREE FREE
Card order from the online portal and renewal
3-year validity
9.90€ 14.90€
Monthly/annual management FREE FREE
ATM cash withdrawal 1€ 3€
Foreign exchange mark-up
Payment or ATM cash withdrawal in a currency other than Euro
2.95% 2.95%
PIN reminder if forgotten 1.50€ 1.50€
Refused payment 0.25€ 0.25€
Mastercard® cards (Metal)
Activation of the card from the online portal and PIN delivery FREE FREE
Payment in points of sale and online FREE FREE
Card opposition FREE FREE
Card locking/unlocking FREE FREE
Card order from the online portal and renewal
3-year validity
49.90€ 49.90€
Monthly management – covers:
- Insurance: damage/theft of goods, fraudulent payments, accidental death or disability, hospitalisation
- All ATM cash withdrawals free of charge
- All foreign currency payments free of charge
9.90€ 9.90€
ATM cash withdrawal FREE FREE
Foreign exchange mark-up
Payment or ATM cash withdrawal in a currency other than Euro
FREE FREE
PIN reminder if forgotten FREE FREE
Refused payment FREE FREE

Someone from has opened an account some moments ago